| Certificates | Interest Rate | APY* |
|---|---|---|
| 91 Day | 0.15% | 0.15% |
| 182 Day | 0.15% | 0.15% |
| 7 Month | 0.15% | 0.15% |
| 9 Month | 0.25% | 0.25% |
| 11 Month Special | 3.94% | 4.00% |
| 12 Month | 0.25% | 0.25% |
| 13 Month | 0.25% | 0.25% |
| 15 Month | 0.25% | 0.25% |
| 18 Month | 0.30% | 0.30% |
| 24 Month | 0.35% | 0.35% |
| 25 Month | 0.35% | 0.35% |
| 30 Month | 0.35% | 0.35% |
| 36 Month | 0.45% | 0.45% |
| 48 Month | 0.45% | 0.45% |
| 60 Month | 0.50% | 0.50% |
Minimum required balance to open is $1,000 Substantial penalty applies for early withdrawal *APY = Annual Percentage Yield
| Individual Retirement Accounts | Interest Rate | APY* |
|---|---|---|
| 30 Day | 0.10% | 0.10% |
| 6 Month | 0.15% | 0.15% |
| 12 Month | 0.25% | 0.25% |
| 15 Month | 0.25% | 0.25% |
| 18 Month | 0.30% | 0.30% |
| 30 Month | 0.35% | 0.35% |
| 48 Month | 0.45% | 0.45% |
| 60 Month | 0.50% | 0.50% |
Minimum required balance to open and earn the stated APY is is $0.01 Substantial penalty applies for early withdrawal *APY = Annual Percentage Yield
| NOW Checking | Interest Rate | APY* |
|---|---|---|
| $500.00 or more | 0.05% | 0.05% |
Minimum required balance to open is $100 Fees may reduce earnings *APY = Annual Percentage Yield
| Health Savings Account Checking | Interest Rate | APY* |
|---|---|---|
| $500.00 or more | 0.07% | 0.07% |
Minimum required balance to open is $0.01 Fees may reduce earnings *APY = Annual Percentage Yield
| Platinum Checking | Interest Rate | APY* |
|---|---|---|
| $50,000.00 or more | 0.15% | 0.15% |
| $10,000.00-$49,999.99 | 0.10% | 0.10% |
| $2,500.00-$9,999.99 | 0.07% | 0.07% |
| $2,499.99 or less | 0.07% | 0.07% |
Minimum required balance to open is $100 Fees may reduce earnings Rate is based on aggregate balance method *APY = Annual Percentage Yield
| Golden Money Market Checking | Interest Rate | APY* |
|---|---|---|
| $500,000.00 or more | 1.00% | 1.00% |
| $250,000.00-$499,999.99 | 0.75% | 0.75% |
| $100,000.00-$249,999.99 | 0.60% | 0.60% |
| $50.000.00-$99,999.99 | 0.45% | 0.45% |
| $10,000.00-$49,999.99 | 0.30% | 0.30% |
| $5,000.00-$9,999.99 | 0.07% | 0.07% |
| $1,000.00-$4,999.99 | 0.07% | 0.07% |
Minimum required balance to open is $50,000 Fees may reduce earnings Rate is based on aggregate balance method *APY = Annual Percentage Yield
| Money Market Plus Checking | Interest Rate | APY* |
|---|---|---|
| $10,000.00 or more | 0.07% | 0.07% |
| $1,000.00-$9,999.99 | 0.05% | 0.05% |
Minimum required balance to open $10,000 Fees may reduce earnings Rate is based on aggregate balance method *APY = Annual Percentage Yield
| Money Market Checking | Interest Rate | APY* |
|---|---|---|
| $2,500.00 or more | 0.07% | 0.07% |
| $500.00-$2,499.99 | 0.05% | 0.05% |
Minimum required balance to open is $500 Fees may reduce earnings Rate is based on aggregate balance method *APY = Annual Percentage Yield
| Savings | Interest Rate | APY* |
|---|---|---|
| Statement Savings | 0.07% | 0.07% |
Minimum required balance to open is $100 Fees may reduce earnings You must maintain a balance of $0.01 to earn the stated APY *APY = Annual Percentage Yield
All interest rates quoted are good for the date listed above. Interest rates subject to change at any time and without notice.
