Rates

Rates effective as of 01/25/2021
Certificates Interest Rate APY*
91 Day 0.15% 0.15%
182 Day 0.15% 0.15%
7 Month 0.15% 0.15%
9 Month 0.25% 0.25%
11 Month 0.25% 0.25%
12 Month 0.30% 0.30%
13 Month 0.25% 0.25%
15 Month 0.25% 0.25%
18 Month 0.35% 0.35%
24 Month 0.35% 0.35%
25 Month 0.35% 0.35%
30 Month 0.35% 0.35%
36 Month 0.45% 0.45%
48 Month 0.45% 0.45%
60 Month 0.50% 0.50%

Minimum required balance to open is $1,000 Substantial penalty applies for early withdrawal *APY = Annual Percentage Yield

Individual Retirement Accounts Interest Rate APY*
30 Day 0.10% 0.10%
6 Month 0.15% 0.15%
12 Month 0.30% 0.30%
15 Month 0.25% 0.25%
18 Month 0.35% 0.35%
30 Month 0.35% 0.35%
48 Month 0.45% 0.45%
60 Month 0.50% 0.50%

Minimum required balance to open and earn the stated APY is is $0.01 Substantial penalty applies for early withdrawal *APY = Annual Percentage Yield

NOW Checking Interest Rate APY*
$500.00 or more 0.05% 0.05%

Minimum required balance to open is $100 Fees may reduce earnings *APY = Annual Percentage Yield

Health Savings Account Checking Interest Rate APY*
$500.00 or more 0.15% 0.15%

Minimum required balance to open is $0.01 Fees may reduce earnings *APY = Annual Percentage Yield

Platinum Checking Interest Rate APY*
$50,000.00 or more 0.25% 0.25%
$10,000.00-$49,999.99 0.20% 0.20%
$2,500.00-$9,999.99 0.15% 0.15%
$2,499.99 or less 0.10% 0.10%

Minimum required balance to open is $100 Fees may reduce earnings Rate is based on aggregate balance method *APY = Annual Percentage Yield

Golden Money Market Checking Interest Rate APY*
$500,000.00 or more 0.40% 0.40%
$250,000.00-$499,999.99 0.35% 0.35%
$100,000.00-$249,999.99 0.30% 0.30%
$50.000.00-$99,999.99 0.25% 0.25%
$10,000.00-$49,999.99 0.20% 0.20%
$5,000.00-$9,999.99 0.15% 0.15%
$1,000.00-$4,999.99 0.10% 0.10%

Minimum required balance to open is $50,000 Fees may reduce earnings Rate is based on aggregate balance method *APY = Annual Percentage Yield

Money Market Plus Checking Interest Rate APY*
$10,000.00 or more 0.10% 0.10%
$1,000.00-$9,999.99 0.05% 0.05%

Minimum required balance to open $10,000 Fees may reduce earnings Rate is based on aggregate balance method *APY = Annual Percentage Yield

Money Market Checking Interest Rate APY*
$2,500.00 or more 0.10% 0.10%
$500.00-$2,499.99 0.05% 0.05%

Minimum required balance to open is $500 Fees may reduce earnings Rate is based on aggregate balance method *APY = Annual Percentage Yield

Savings Interest Rate APY*
Statement Savings 0.15% 0.15%

Minimum required balance to open is $100 Fees may reduce earnings You must maintain a balance of $0.01 to earn the stated APY *APY = Annual Percentage Yield

All interest rates quoted are good for the date listed above.  Interest rates subject to change at any time and without notice.