Rates

Rates effective as of 11/20/2017
Certificates Interest Rate APY*
91 Day 0.25% 0.25%
182 Day 0.25% 0.25%
7 Month 0.25% 0.25%
9 Month 0.25% 0.25%
11 Month 0.25% 0.25%
12 Month 0.35% 0.35%
13 Month 0.35% 0.35%
15 Month (Special) 1.40% 1.40%
18 Month 0.45% 0.45%
24 Month 0.55% 0.55%
25 Month 0.55% 0.55%
30 Month 0.60% 0.60%
36 Month 0.85% 0.85%
48 Month 1.00% 1.00%
60 Month 1.00% 1.00%

Minimum required balance to open is $1,000
Substantial penalty applies for early withdrawal
*APY = Annual Percentage Yield

Individual Retirement Accounts Interest Rate APY*
18 Month 0.45% 0.45%
30 Month 0.75% 0.75%
48 Month 1.00% 1.00%
60 Month 1.00% 1.00%

Minimum required balance to open and earn the stated APY is is $0.01
Substantial penalty applies for early withdrawal
*APY = Annual Percentage Yield

NOW Checking Interest Rate APY*
$500.00 or more 0.05% 0.05%

Minimum required balance to open is $100
Fees may reduce earnings
*APY = Annual Percentage Yield

Platinum Checking Interest Rate APY*
$50,000.00 or more 0.25% 0.25%
$10,000.00-$49,999.99 0.15% 0.15%
$2,500.00-$9,999.99 0.10% 0.10%
$2,499.99 or less 0.05% 0.05%

Minimum required balance to open is $100
Fees may reduce earnings
Rate is based on aggregate balance method
*APY = Annual Percentage Yield

Golden Money Market Checking Interest Rate APY*
$500,000.00 or more 0.45% 0.45%
$250,000.00-$499,999.99 0.40% 0.40%
$100,000.00-$249,999.99 0.35% 0.35%
$50.000.00-$99,999.99 0.25% 0.25%
$10,000.00-$49,999.99 0.15% 0.15%
$5,000.00-$9,999.99 0.10% 0.10%
$1,000.00-$4,999.99 0.05% 0.05%

Minimum required balance to open is $10,000
Fees may reduce earnings
Rate is based on aggregate balance method
*APY = Annual Percentage Yield

Money Market Plus Checking Interest Rate APY*
$10,000.00 or more 0.10% 0.10%
$1,000.00-$9,999.99 0.05% 0.05%

Minimum required balance to open $10,000
Fees may reduce earnings
Rate is based on aggregate balance method
*APY = Annual Percentage Yield

Money Market Checking Interest Rate APY*
$2,500.00 or more 0.10% 0.10%
$500.00-$2,499.99 0.05% 0.05%

Minimum required balance to open is $500
Fees may reduce earnings
Rate is based on aggregate balance method
*APY = Annual Percentage Yield

Savings Interest Rate APY*
Statement Savings 0.05% 0.05%

Minimum required balance to open is $100
Fees may reduce earnings
You must maintain a balance of $0.01 to earn the stated APY
*APY = Annual Percentage Yield

All interest rates quoted are good for the date listed above.  Interest rates subject to change at any time and without notice.