Deposits

Checking

NOW Checking*

Our most popular account, NOW Checking pays interest monthly when you maintain a $500 minimum average daily balance. The $5.00 monthly fee is waived when:

  • You are a full time student in high school or college
  • You are a senior citizen (62 years or older)
  • You maintain a $500 minimum average daily balance

Features include:

  • $100 minimum to open
  • Unlimited checking activity
  • Imaged checks included with statements
  • VISA CheckCard or ATM Card

 

Platinum Checking*

This account is designed for those persons looking to earn a higher rate of return on their money. Interest is paid based on tiered balance levels (see rate page for detailed interest information). The $8.00 monthly service charge is waived if you maintain a $2,500 minimum average daily balance.

Features include:

  • $100 minimum to open
  • Unlimited checking activity
  • Imaged checks included with statements
  • Visa CheckCard or ATM Card

 

Free Checking

This account is ideal for individuals who keep a small amount in their checking account and want to avoid a monthly service fee.

Features include:

  • $100 minimum to open
  • Unlimited checking activity
  • Detailed statement sent each month (images are not returned)
  • VISA CheckCard or ATM card

 

Golden Money Market Checking*

This account pays a higher rate of return on balances greater than $50,000. Interest is paid based on tiered balance levels (see rate page for detailed interest information). The $15.00 monthly service charge is waived if you maintain a $5,000 minimum average daily balance.

Features include:

  • $10,000 minimum to open
  • Withdrawals are limited to six per month. Withdrawals in excess of six are charged $2.00 each**
  • Imaged checks included with statements

 

Money Market Plus Checking*

This account pays a higher rate of return than our other checking products. Interest is paid based on tiered balance levels (see rate page for detailed interest information). The $10.00 monthly service charge is waived if you maintain a $1,000 minimum average daily balance.

Features include:

  • $10,000 minimum to open
  • Withdrawals are limited to six per month. Withdrawals in excess of six are charged $2.00 each**
  • Imaged checks included with statements

 

Regular Money Market Checking*

This account pays a higher rate of return than our NOW Checking or Statement Savings Account. Interest is paid based on tiered levels (see rate page for detailed interest information). The $5.00 monthly service charge is waived if you maintain a $500 minimum average daily balance.

Features include:

  • $500 minimum to open
  • Withdrawals are limited to six per month. Withdrawals in excess of six are charged $2.00 each**
  • Imaged checks included with statements

*Fees may reduce earnings on accounts
**Your account will be closed or changed to a transaction account if you exceed 6 withdrawals in 3 out of a 12 month period or if you exceed 6 withdrawals in any 2 consecutive months.

Savings

  • Competitive variable interest rate
  • $100 minimum opening deposit
  • Withdrawals are limited to six per month. Withdrawals in excess of six are charged $2.00 each*
  • Fees may reduce earnings

*Your account will be closed or changed to a transaction account if you exceed 6 withdrawals in 3 out of a 12 month period or if you exceed 6 withdrawals in any 2 consecutive months.

Certificate of Deposit

Greeneville Federal offers Certificate of Deposit terms to fit your needs. Whether you are looking to invest your money for a short time period or for longer periods, Greeneville Federal has a term right for you. All Certificate of Deposit accounts require a minimum deposit of $1,000.00. Substantial penalty applies for early withdrawals. Fees could reduce earnings on accounts.

See our rate page for terms and additional information.

Individual Retirement Accounts

Greeneville Federal offers Individual Retirement Accounts to help you plan for your future. The types of IRAs available are:

  • Traditional
  • Roth
  • Simplified Employee Pension (SEP)
  • Spousal
  • Coverdell

Terms from 18 months to 60 months are available. Fees may reduce earnings on accounts. Please speak to one of our friendly Customer Service Representatives for more information.

Business

We understand that the banking needs of our small business and commercial customers are as diverse as the businesses they represent. That’s why Greeneville Federal offers Business Checking Accounts tailored to your business needs. We offer accounts for the following:

  • Sole Proprietorships
  • Partnerships
  • Corporations
  • Churches
  • Civic Groups
  • and many others.

Stop by one of our convenient locations to speak to a Customer Service Representative about the different options available.