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Rates

Interest rates accurate as of 11/20/2014 

 

 

Certificates

Interest Rate

APY*

 91 Day

0.25%

 0.25%

 182 Day

 0.25%

 0.25%

 7 Month

 0.25%

 0.25%

 9 Month

0.25%

0.25%

 11 Month               

 0.25%

 0.25%

 12 Month

0.35%

0.35%

 13 Month              SPECIAL              

0.55%

0.55%

 15 Month          

0.45%

0.45%

 18 Month

0.45%

0.45%

 24 Month

 0.55%

 0.55%

 25 Month                

0.55%

0.55%

 30 Month

 0.60%

 0.60%

 36 Month              

 0.85%

 0.85%

 48 Month

1.00%

 1.00%

 60 Month

 1.00%

 1.00%

 

Minimum required balance to open is $1,000
Substantial penalty applies for early withdrawal
*APY = Annual Percentage Yield

 

 

Individual Retirement Accounts

Interest Rate

APY*

 18 Month

0.45% 

0.45% 

 30 Month

0.60% 

0.60% 

 48 Month

1.00% 

1.00% 

 60 Month

1.00% 

1.00% 

Minimum required balance to open and earn the stated APY is is $0.01
Substantial penalty applies for early withdrawal
*APY = Annual Percentage Yield

 

 

NOW Checking

Interest Rate

APY*

$500.00 or more

0.05%

0.05%

Minimum required balance to open is $100
Fees may reduce earnings
*APY = Annual Percentage Yield

 

 

Platinum Checking

Interest Rate

APY*

 $50,000.00 or more

0.25% 

0.25% 

 $10,000.00-$49,999.99

0.15% 

0.15% 

 $2,500.00-$9,999.99

0.10% 

0.10% 

 $2,499.99 or less

0.05% 

0.05% 


Minimum required balance to open is $100
Fees may reduce earnings 
Rate is based on aggregate balance method
*APY = Annual Percentage Yield

 

 

Golden Money Market Checking

Interest Rate

APY*

 $500,000.00 or more

0.45% 

0.45% 

 $250,000.00-$499,999.99

0.40% 

0.40% 

 $100,000.00-$249,999.99

0.35% 

0.35% 

 $50.000.00-$99,999.99

0.25% 

0.25% 

 $10,000.00-$49,999.99

0.15% 

0.15% 

 $5,000.00-$9,999.99

0.10% 

0.10% 

 $1,000.00-$4,999.99

0.05% 

0.05% 

Minimum required balance to open is $10,000
Fees may reduce earnings 
Rate is based on aggregate balance method
*APY = Annual Percentage Yield

 

 

 
Money Market Plus Checking

Interest Rate

APY*

 $10,000.00 or more

0.10% 

0.10% 

 $1,000.00-$9,999.99

0.05% 

0.05% 

Minimum required balance to open $10,000
Fees may reduce earnings
Rate is based on aggregate balance method
*APY = Annual Percentage Yield

 

 

 
Money Market Checking

Interest Rate

APY*

 $2,500.00 or more

0.10% 

0.10% 

 $500.00-$2,499.99

0.05% 

0.05% 

Minimum required balance to open is $500
Fees may reduce earnings 
 
Rate is based on aggregate balance method
*APY = Annual Percentage Yield

 

 

Savings

Interest Rate

APY*

Statement Savings

0.05%

0.05%

Minimum required balance to open is $100
Fees may reduce earnings
You must maintain a balance of $0.01 to earn the stated APY
*APY = Annual Percentage Yield

 

 

 All interest rates quoted are good for the date listed above.  Interest rates subject to change at any time and without notice.